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Why You Shouldn’t Travel Without Travel Insurance

When it comes to the world of travel, there are always going to be positive and negative experiences. And while the majority of them will hopefully be positive, it’s important that you have security in the event that you encounter some, shall we say, not so positive adventures.

If you are considering traveling without traveling insurance, below are some reasons to change your mind.

Medical Expenses

Do you know how much it will cost if you break your arm in Bali? How about if you fall off a boat in the Amazon? Have you considered what it would cost to airlift you from the middle of the jungle because you were injured and became stranded? Unless you can answer yes to questions like that and have the bank account to support it, you need travel insurance.

Medical expenses in foreign countries are largely unknown and often expensive and inaccessible without a form of insurance.

Not only will your travel insurance provider agree to pay for your medical expenses (up to your limit), they will also provide you with a 24-hour telephone number which you can call from any country. At the end of the phone will be a specialist who can speak, in any language you need, with the doctors and hospitals to confirm payment and allow for treatment to begin.

Theft

While you might not like to think about it, tourists are often the perfect target for thieves. And try as we might, there are just going to be times where they get the better of us. For those times, there is travel insurance.

If your phone and wallet are taken in a foreign country and you don’t have travel insurance, you are completely on your own. There is no emergency number which you can all to gain assistance or to have somebody collect you. There is no ability to replace that brand new top of the range phone you recently got from the Groupon Coupons page for AT&T so that you could stay in touch with your friends and family while you travel. In fact, there isn’t an option to replace the new camera you are traveling with.

However, if you were to have the appropriate level of travel insurance, these items would be reimbursed to you often during your travel, allowing you to continue your travel plans with minimal disruption.

Cancellations

Have you ever been booked for a flight only to arrive at the check-in counter to be told that the flight has been delayed or canceled, and you will be missing all of your upcoming connections? If you have then you know that all of the expenses that you need to incur while waiting for your next plane, often the next day, are entirely your own.

However, with travel insurance, in the event that your flight is delayed or canceled and you miss your connections, your provider can either arrange for rebook or provide you with financial reimbursement.

As you can see, there are more benefits to travel insurance that you originally thought. If you are genuinely considering leaving your country to travel the world without travel insurance, do give this article some serious thought and make a smart decision.